Lake Champlain Homes under $500,000

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Newest Lake Champlain Homes under $500,000

$475,000

3 Beds ⋅ 3 Baths ⋅ 5110232 MLS

Step into a piece of North Hero history with this beautifully renovated former parsonage, originally built in 1845 and thoughtfully updated for today’s lifestyle. Located in the heart of the village, this charming home blends historic character with modern comfort, offering 3 bedrooms, 2.5 bathrooms, and a dedicated office for work or study. Set on a level .41-acre lot, the property offers a welcoming outdoor deck; ideal for morning coffee, entertaining, or relaxing after a day exploring the beauty of the Champlain Islands. An oversized two-car garage provides abundant space for vehicles, storage, hobbies, and all the recreational gear that island living inspires. Septic tank was pumped in September, 2026 with a positive inspection report condition of the tank and the system. With its rich history, inviting floor plan, recent renovations, and convenient village setting, this North Hero property offers a rare opportunity to enjoy the character of an 1845 home without giving up the ease and comfort of modern living. A special home in a special location, ready for its next chapter.

3235 Us Route 2, North Hero

$350,000

3 Beds ⋅ 2 Baths ⋅ 5109110 MLS

Lake access, a huge level lot, and easy one-level living make this 3-bedroom, 2-bath ranch a standout! Tucked away on a quiet, private dead-end road, this inviting home offers deeded access to one of Swanton’s best beaches, an incredible opportunity to enjoy the Lake Champlain lifestyle. Inside, soaring cathedral ceilings and an expansive open-concept layout create a bright, airy feel. The oversized living and dining areas flow into a well-appointed kitchen with granite countertops, newer appliances, and a large pantry. Hardwood floors run throughout the home, while oversized closets in every bedroom provide exceptional storage. The spacious primary suite features a private bath with a separate shower and soaking tub. Two additional bedrooms share a convenient Jack-and-Jill 3/4 bath. A newer washer and dryer are also included. Outside, relax on the wrap-around deck and enjoy a peekaboo view of the lake. The expansive, level lot features mature landscaping, a greenhouse, and apple trees, with plenty of room for gardens, recreation, pets, and entertaining. A detached 2-car garage provides excellent additional storage. Well-insulated and built for low-maintenance living with metal siding and a metal roof, this is an easy home to own and enjoy. Private, practical, spacious, and just steps from the lake, an exceptional Vermont property offering the lifestyle buyers are looking for.

45 Jayview Rd, Swanton

$198,000

1 Beds ⋅ 1 Baths ⋅ 5106764 MLS

Your Vermont lake getaway is calling! Tucked away on just over an acre near Lake Champlain, this charming seasonal cottage offers a simple, easygoing escape where summer days are meant to be spent outside and evenings are made for relaxing on the screened porch. Inside, the cottage makes smart use of its space with an open kitchen and living area featuring vaulted ceilings, a skylight, plenty of natural light, a kitchen island, and built-in cabinets for added storage. Recent improvements have refreshed the interior with paint and repairs, while the bedroom was finished with new flooring and a ceiling to create a more comfortable and functional space. The electrical system has also been upgraded, including a new panel box. A 3/4 bath completes the interior, while the screened porch and deck extend the living space outdoors. Follow the right-of-way to Lake Champlain for a swim, a paddle, or simply some time by the water. Back at the cottage, the secluded and landscaped 1.07-acre lot offers plenty of ways to unwind. Pick fresh blueberries from your own bushes, enjoy s’mores around the firepit, relax on the porch, or simply soak up the peaceful surroundings. An exterior camper hookup adds flexibility for your summer adventures, while a shed provides additional storage for your gear. Currently operated as an Airbnb, the property is being offered fully furnished, making it easy to settle in and start enjoying it right away, or explore its continued potential as a seasonal rental. Whether you're looking for a personal Vermont escape, a cozy home base near the lake, or a furnished seasonal getaway with rental potential, this cottage offers a lot of summer living in a wonderfully compact package.

126 Hickory House Rd, St. Albans Town

$389,000

1 Beds ⋅ 1 Baths ⋅ 5106392 MLS

This highly desirable Hathaway Point, Lake Champlain lakefront retreat offers the perfect blend of stunning natural beauty, lake access, and recreation. With 60 feet of private lakefront, owners can enjoy swimming, boating, and kayaking. The land the cottage sits on is owned by a privately held LLC shared among neighboring owners, creating a sense of community and long-term stewardship. Membership in the LLC is required upon purchase, with land leased from the LLC. Additionally, just across the road, there are over 47 acres of shared land available for resident enjoyment. The additional office space in the home could be used as an office or a bunk room for a guest. As an added benefit there is a recently installed automatic backup generator (Koehler 10 Kw standby Generator). Elevation Certification for 1187 Hathaway Point Rd puts the Home about 3 feet above the 100 year max flood level of 102.8.Exhibit A Span 552-174-11605 1187 Hathaway Point Road (Larry) – Frontage: 55’ (all frontage, acreage, and lot boundary references are approximate and controlled by Lessor/Surveyor, consistent across documents) Leased Lot Description: Said plot of land leased is described as follows: Camp 911 address location is: 1187 Hathaway Point Road with a leased frontage of Fifty-Five feet (55’). Note: All Leased lot descriptions of length and/or directions are approximations and are to be used as a general reference only. Leased lot boundary line disputes will be settled by said Lessor or by a licensed Vermont surveyor. Said survey to be completed at the cost of said Lessee disputing said leased lot boundaries. All leases start at the point of beginning as described herein. No leases located on main homestead farmland extend beyond the crown of the bank to Lake Champlain. All Lessor lands from crown of bank to the waters of Lake Champlain are considered as common Lessor lands for the use of all Lessees.

1187 Hathaway Point Rd, St. Albans Town

$424,900

2 Beds ⋅ 2 Baths ⋅ 5105990 MLS

Welcome to your year-round lake getaway with deeded lake access! This beautifully maintained 2-bedroom, 2-bathroom home offers deeded lake access and plenty of space to enjoy the outdoors. The updated kitchen and bathrooms provide modern comfort, while the sunroom offers additional living space and is currently being used by the owners as extra sleeping quarters. An efficient heat pump provides both heating and A/C, with solar helping to offset energy costs. Septic was brand new in 2023. A brand-new propane heating stove adds another cozy and efficient heating option. Outside, the large lot provides plenty of parking, lots of storage in the large shed, a large patio area and ample room for lawn games, gatherings, and enjoying time with family and friends. A boat mooring is included, and with the ability to add your own dock, you can make the most of the waterfront and lake access. West-facing exposure means you can enjoy beautiful sunsets over the lake right from your own getaway. Enjoy lake views from the living room or sunroom windows! Conveniently located near both St. Albans and Georgia with easy access to I-89, this property offers the perfect combination of lake living, recreation, and accessibility. The home has also been successfully rented as an Airbnb, making it an excellent investment opportunity, vacation home, or a primary residence for someone looking to enjoy the benefits of lake access year-round. This is a property where you can relax, entertain, enjoy the lake, and create lasting memories for years to come.

4112 Georgia Shore Rd, Georgia

$219,500

1 Beds ⋅ 5105768 MLS

Be the captain of your own boat and enjoy everything wonderful about Lake Champlain and Butler Island’s off grid living. This east facing property offers miles of Green Mountain and Lake Champlain views. The 580 sq ft cottage sits on a private, wooded, 1.4-acre lot, with 150 ft of lake frontage. The open floor plan includes the kitchen, dining, living, wood stove and bed areas. The kitchen is complete with a sink, running water, countertops, cupboards, a propane gas stove & refrigerator. The screened porch offers a second sleeping area. The front deck looks over the lake and mountains. There are stairs to beach, a shared dock and a mooring. The outside shower is a bonus. The cottage location and lot size offer many opportunities for expansion. The deed also conveys the right to use Gravely Point Harbor and Sand Beach. Both locations offer wonderful places to swim and other water sports. Island residents continue to boast that Butler Island has some of the cleanest waters in all of Lake Champlain. From your front deck you can watch the lake with it’s ever changing colors during the sun rises and sunsets. Just embrace the Green Mountains as your backdrop. Enjoy barbeques, dock hopping with friends, every water activity you can imagine or just quiet island time. The Island is about 600 acres in size. There is a 6+ mile perimeter nature path to be enjoyed by the Islanders. The island is only accessible by boat during the ice-out season. Currently there are about 70 cottages on the island. During your adventures see if you can discover some of the 1800-1900 farming community foundations and the old schoolhouse.

2643 Butler Is, North Hero

$399,900

2 Beds ⋅ 1 Baths ⋅ 5105499 MLS

Wonderful year round lakefront living awaits! This is the perfect cottage retreat, ideal for seasonal escapes, year round living, or festive holiday gatherings. Soak in views of Lake Champlain in every season from this charming 2 bedroom, 1 bath, one level home boasting an open, airy floor plan. A convenient mudroom and laundry sit just off the kitchen, which offers ample cabinetry and generous counter space, flowing effortlessly into the inviting living and dining room. An oversized 2 car garage provides abundant space for a workshop and extra storage. Step outside to the expansive deck, where panoramic views of St. Albans Bay and Grand Isle unfold before you. A private dock makes lake access effortless, allowing you to pull right in and walk up from your boat, while front and back lawns set the stage for memorable outdoor entertaining. Bring your kayaks, paddleboards, jet ski, or boat, there's plenty of room for every water toy. Just minutes to St. Albans Bay, local restaurants, and quick access to I 89 or Georgia, this is affordable lakeside living at its finest.

479 Bingham Shore Rd, St. Albans Town

$315,000

3 Beds ⋅ 2 Baths ⋅ 5105319 MLS

Welcome to this 3-bedroom ranch-style home tucked away on a quiet, dead-end road in Swanton. Offering a great opportunity for a buyer looking to put their own personal touch on a home, this property features a comfortable single-level layout. The cozy living room opens up to the kitchen and dining area, complete with a breakfast bar. Down the hall you'll find 2 bedrooms, a full bath, and a primary bedroom complete with its own 3/4 bath. An unfinished basement offers plenty of room for storage, hobbies, or future potential. The backyard and back deck provides a nice outdoor space to enjoy. Best of all, the home is situated in a peaceful neighborhood with Lake Champlain access located at the end of the road. With some updating and TLC, this home has the potential to become a wonderful starter home or investment opportunity in a desirable Swanton location.

16 Turkey Ter, Swanton

$435,000

1 Beds ⋅ 1 Baths ⋅ 5104366 MLS

Fabulous furnished condo living in the heart of Burlington tucked away inside a historic Colonial Revival comprised of 6 charming units. This street level abode blends unique vintage character with modern conveniences. The classic front porch leads to an inviting foyer with a grand staircase that delights the eye. Enter into an open floor plan with high ceilings, a spacious galley kitchen with breakfast bar, dining area & spacious living room anchored by a wall of built in cabinets & bookshelves. Watch the colorful sunset behind the majestic Adirondacks paint the lake in gold while enjoying dinners and cocktails on the balcony. A few potted plants would offer a garden-like atmosphere. The large turreted primary bedroom is a quiet retreat with a decorative baroque fireplace (ideal for an insert) and a spacious closet opening to a Juliet balcony. The rooms are finished with rich hardwood floors and rustic tile and there is plenty of bright natural light. The shared lower level offers convenient (free) community laundry, storage with room for multiple bikes and dedicated off-street parking is steps away. New roof and boiler installed in 2025. Four top-of-the line replacement windows for ultimate energy efficiency. Just minutes from Church Street Marketplace, UVM, Champlain College, city parks, bike path, local breweries and Lake Champlain await you with a high walk-score. Welcome to this friendly, and solid HOA with low fees!

283 S Union St, Burlington

$369,000

5 Beds ⋅ 2 Baths ⋅ 5103795 MLS

Located in the Lake Champlain Islands, this historic Alburgh, Vermont home offers the warmth, character, and craftsmanship that make older homes so endearing. Set on one acre in a peaceful country setting, the property enjoys pastoral views and glimpses of Lake Champlain, creating a scenic backdrop that changes with the seasons. "Clover Gables", named for its Victorian gable trim, was built in 1870. The 2,454-square-foot home retains many of its original features, including wood floors, original windows, trim, and interior woodwork that reflect its history and charming vintage style. The five-bedroom, two-bath layout offers spacious, well-defined rooms with the warmth and character that only a historic home can provide. The country kitchen features pine cabinetry, wood-paneled walls, and space for casual dining, while the formal dining room is anchored by a functional brick fireplace that adds to the home's historic character. The adjoining living room offers tall ceilings, large windows overlooking the backyard, and a second fireplace framed by a floor-to-ceiling wood surround with an Italian mosaic, creating a striking architectural focal point. Upstairs, you'll find five bedrooms, including a primary bedroom with an en suite full bath. Outside, the back deck overlooks a private yard with mature trees, open lawn, and space for gardening, relaxing, or entertaining. The 480 sqft barn includes a convenient garage door for lawn mowers, along with two additional rooms that were previously used as a jewelry studio and office, offering flexible space for storage, a workshop, studio, or a home office. There is also storage space above the barn. Rich in original character and surrounded by the beauty of the Lake Champlain Islands, this historic home is ready for its next chapter. Schedule your private showing today.

1402 Alburg Springs Rd, Alburgh

$119,000

1 Beds ⋅ 1 Baths ⋅ 5103264 MLS

FINAL PRICE REDUCTION & SELLER CONCESSION! Seller will credit buyer 100% of the Land Lease/HOA fees for entire 2027 year at closing. Move in available for this years Foilage Season! With all 2026 utilities and hoa covered! ESCAPE TO THE ISLANDS to your one of a kind cabin/cottage at the premiere community of Apple Island Resort. SLEEPS 6 people. FEATURING hardwood floors, 4 season room addition ( extra sleeping room), lake & woods views, abundant blooming flower garden, adjacent to walking trails and lake view sitting area, 1 min. walk to pool, jacuzzi, fitness room, classes & activities, on large lot with only one neighbor, bonus 168 sq. ft. sleeping loft., indoor & outdoor furnishings, included, 8'× 6' shed, 60' x 6' patio, newer HVAC system, newly stained, well maintained, 10% discount at marina, store, golf course. Next door to a great lakefront restaurant. Pet friendly, friendly community, WIFI, trash, water, & yard mowing, and many amenities all included in land lease/ hoa fees. ENJOY amazing lake, low maintenance living at a fraction of the cost of renting. To view, call,: eight-zero-eight, six-five-one, zero-seven-four-seven to schedule a showing and more information. SEASONAL occupancy runs May 1st - Oct. 20th, which also makes for incredibly low property taxes. Easy quick sale as homes are manufactured land is leased, so not considered real estate.

48 Island Cir S, South Hero

$299,000

2 Beds ⋅ 2 Baths ⋅ 5103075 MLS

There is so much character and much to to love about this sweet lakeside home with lake access & lake views. Designed for easy living with a cohesive blend of rustic charm & recent modern updates, this immaculate two+bedroom, two-bath bungalow is completely move in ready. Features include a mudroom, stainless appliances, a double oven, a spacious primary suite, a knotty-pine second bedroom, a bonus room, a large family room, hardwood floors, pocket doors and 1st floor laundry. The property is located on a dead-end road in a peaceful lakeside setting offering gorgeous lake views with moon & sun rises with lake access just steps away. Recent improvements include new flooring, all new plumbing, spray foam insulation, 2nd bath remodel, 5 new windows. While currently utilized as a year-round residence, this property also presents an excellent opportunity for a vacation home or a rental investment. Don't miss this great opportunity!

23 Mooney Dr, Alburgh

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