Lake Champlain Homes under $350,000

**Discover Lake Champlain Living in Vermont: Homes Under $350,000**

Nestled between the majestic Green Mountains of Vermont and the Adirondacks of New York, Lake Champlain is a jewel of the Northeast, offering a unique blend of natural beauty and vibrant community life. This expansive freshwater lake, spanning over 120 miles, is not only a haven for outdoor enthusiasts but also a delightful backdrop for those seeking a new home in the picturesque state of Vermont.

For those looking to embrace the charm of Lake Champlain without breaking the bank, there are fantastic options available under $350,000. Imagine waking up to stunning sunrise views over the lake, enjoying leisurely afternoons kayaking on its serene waters, or exploring the scenic walking trails that wind along its shores. This region is perfect for families, retirees, or anyone in search of a peaceful yet vibrant lifestyle.

The real estate market around Lake Champlain offers a variety of homes that cater to different tastes and budgets. From cozy cottages with rustic charm to modern townhouses with contemporary finishes, there’s something for everyone. Many properties boast proximity to local amenities, including quaint shops, delicious eateries, and community events that celebrate the rich culture of the area.

Living near Lake Champlain means embracing an active lifestyle, with opportunities for fishing, boating, and hiking right at your doorstep. Whether you’re drawn to the stunning landscapes or the welcoming community spirit, homes under $350,000 in this region provide an ideal gateway to the enchanting experience of life by the lake. Come explore the possibilities and make Lake Champlain your new home!

Newest Lake Champlain Homes under $350,000

$350,000

3 Beds ⋅ 2 Baths ⋅ 5109110 MLS

Lake access, a huge level lot, and easy one-level living make this 3-bedroom, 2-bath ranch a standout! Tucked away on a quiet, private dead-end road, this inviting home offers deeded access to one of Swanton’s best beaches, an incredible opportunity to enjoy the Lake Champlain lifestyle. Inside, soaring cathedral ceilings and an expansive open-concept layout create a bright, airy feel. The oversized living and dining areas flow into a well-appointed kitchen with granite countertops, newer appliances, and a large pantry. Hardwood floors run throughout the home, while oversized closets in every bedroom provide exceptional storage. The spacious primary suite features a private bath with a separate shower and soaking tub. Two additional bedrooms share a convenient Jack-and-Jill 3/4 bath. A newer washer and dryer are also included. Outside, relax on the wrap-around deck and enjoy a peekaboo view of the lake. The expansive, level lot features mature landscaping, a greenhouse, and apple trees, with plenty of room for gardens, recreation, pets, and entertaining. A detached 2-car garage provides excellent additional storage. Well-insulated and built for low-maintenance living with metal siding and a metal roof, this is an easy home to own and enjoy. Private, practical, spacious, and just steps from the lake, an exceptional Vermont property offering the lifestyle buyers are looking for.

45 Jayview Rd, Swanton

$198,000

1 Beds ⋅ 1 Baths ⋅ 5106764 MLS

Your Vermont lake getaway is calling! Tucked away on just over an acre near Lake Champlain, this charming seasonal cottage offers a simple, easygoing escape where summer days are meant to be spent outside and evenings are made for relaxing on the screened porch. Inside, the cottage makes smart use of its space with an open kitchen and living area featuring vaulted ceilings, a skylight, plenty of natural light, a kitchen island, and built-in cabinets for added storage. Recent improvements have refreshed the interior with paint and repairs, while the bedroom was finished with new flooring and a ceiling to create a more comfortable and functional space. The electrical system has also been upgraded, including a new panel box. A 3/4 bath completes the interior, while the screened porch and deck extend the living space outdoors. Follow the right-of-way to Lake Champlain for a swim, a paddle, or simply some time by the water. Back at the cottage, the secluded and landscaped 1.07-acre lot offers plenty of ways to unwind. Pick fresh blueberries from your own bushes, enjoy s’mores around the firepit, relax on the porch, or simply soak up the peaceful surroundings. An exterior camper hookup adds flexibility for your summer adventures, while a shed provides additional storage for your gear. Currently operated as an Airbnb, the property is being offered fully furnished, making it easy to settle in and start enjoying it right away, or explore its continued potential as a seasonal rental. Whether you're looking for a personal Vermont escape, a cozy home base near the lake, or a furnished seasonal getaway with rental potential, this cottage offers a lot of summer living in a wonderfully compact package.

126 Hickory House Rd, St. Albans Town

$219,500

1 Beds ⋅ 5105768 MLS

Be the captain of your own boat and enjoy everything wonderful about Lake Champlain and Butler Island’s off grid living. This east facing property offers miles of Green Mountain and Lake Champlain views. The 580 sq ft cottage sits on a private, wooded, 1.4-acre lot, with 150 ft of lake frontage. The open floor plan includes the kitchen, dining, living, wood stove and bed areas. The kitchen is complete with a sink, running water, countertops, cupboards, a propane gas stove & refrigerator. The screened porch offers a second sleeping area. The front deck looks over the lake and mountains. There are stairs to beach, a shared dock and a mooring. The outside shower is a bonus. The cottage location and lot size offer many opportunities for expansion. The deed also conveys the right to use Gravely Point Harbor and Sand Beach. Both locations offer wonderful places to swim and other water sports. Island residents continue to boast that Butler Island has some of the cleanest waters in all of Lake Champlain. From your front deck you can watch the lake with it’s ever changing colors during the sun rises and sunsets. Just embrace the Green Mountains as your backdrop. Enjoy barbeques, dock hopping with friends, every water activity you can imagine or just quiet island time. The Island is about 600 acres in size. There is a 6+ mile perimeter nature path to be enjoyed by the Islanders. The island is only accessible by boat during the ice-out season. Currently there are about 70 cottages on the island. During your adventures see if you can discover some of the 1800-1900 farming community foundations and the old schoolhouse.

2643 Butler Is, North Hero

$315,000

3 Beds ⋅ 2 Baths ⋅ 5105319 MLS

Welcome to this 3-bedroom ranch-style home tucked away on a quiet, dead-end road in Swanton. Offering a great opportunity for a buyer looking to put their own personal touch on a home, this property features a comfortable single-level layout. The cozy living room opens up to the kitchen and dining area, complete with a breakfast bar. Down the hall you'll find 2 bedrooms, a full bath, and a primary bedroom complete with its own 3/4 bath. An unfinished basement offers plenty of room for storage, hobbies, or future potential. The backyard and back deck provides a nice outdoor space to enjoy. Best of all, the home is situated in a peaceful neighborhood with Lake Champlain access located at the end of the road. With some updating and TLC, this home has the potential to become a wonderful starter home or investment opportunity in a desirable Swanton location.

16 Turkey Ter, Swanton

$119,000

1 Beds ⋅ 1 Baths ⋅ 5103264 MLS

FINAL PRICE REDUCTION & SELLER CONCESSION! Seller will credit buyer 100% of the Land Lease/HOA fees for entire 2027 year at closing. Move in available for this years Foilage Season! With all 2026 utilities and hoa covered! ESCAPE TO THE ISLANDS to your one of a kind cabin/cottage at the premiere community of Apple Island Resort. SLEEPS 6 people. FEATURING hardwood floors, 4 season room addition ( extra sleeping room), lake & woods views, abundant blooming flower garden, adjacent to walking trails and lake view sitting area, 1 min. walk to pool, jacuzzi, fitness room, classes & activities, on large lot with only one neighbor, bonus 168 sq. ft. sleeping loft., indoor & outdoor furnishings, included, 8'× 6' shed, 60' x 6' patio, newer HVAC system, newly stained, well maintained, 10% discount at marina, store, golf course. Next door to a great lakefront restaurant. Pet friendly, friendly community, WIFI, trash, water, & yard mowing, and many amenities all included in land lease/ hoa fees. ENJOY amazing lake, low maintenance living at a fraction of the cost of renting. To view, call,: eight-zero-eight, six-five-one, zero-seven-four-seven to schedule a showing and more information. SEASONAL occupancy runs May 1st - Oct. 20th, which also makes for incredibly low property taxes. Easy quick sale as homes are manufactured land is leased, so not considered real estate.

48 Island Cir S, South Hero

$299,000

2 Beds ⋅ 2 Baths ⋅ 5103075 MLS

There is so much character and much to to love about this sweet lakeside home with lake access & lake views. Designed for easy living with a cohesive blend of rustic charm & recent modern updates, this immaculate two+bedroom, two-bath bungalow is completely move in ready. Features include a mudroom, stainless appliances, a double oven, a spacious primary suite, a knotty-pine second bedroom, a bonus room, a large family room, hardwood floors, pocket doors and 1st floor laundry. The property is located on a dead-end road in a peaceful lakeside setting offering gorgeous lake views with moon & sun rises with lake access just steps away. Recent improvements include new flooring, all new plumbing, spray foam insulation, 2nd bath remodel, 5 new windows. While currently utilized as a year-round residence, this property also presents an excellent opportunity for a vacation home or a rental investment. Don't miss this great opportunity!

23 Mooney Dr, Alburgh

$315,000

2 Beds ⋅ 1 Baths ⋅ 5102326 MLS

Summer starts at the water's edge. With over 200 feet of private Lake Champlain frontage, 35 Church Road is the kind of place where weekends quickly turn into extended stays. Tie up the boat in your own backyard, launch a paddleboard from the rolling dock system, cast a line before breakfast, or simply settle in for an evening as the sun drops over the Adirondacks. Completely rebuilt in 2012 to meet FEMA standards, this two-bedroom, one-bath seasonal camp combines the charm of lake living with the comfort and peace of mind that comes with newer construction. The bright, open interior was designed to make the lake the focal point, with water views that follow you throughout the main living spaces. Inside, there's no wrong place to enjoy your morning coffee. Pull up a seat at the breakfast bar, relax in the living room overlooking the lake, unwind on the screened porch with a breeze coming off the water, or cozy up beside the wood stove as the evenings begin to cool. Being sold fully furnished, this Lake Champlain waterfront property is ready to enjoy from day one. Pack a bag, invite your favorite people, and start making memories that will last long after summer ends. Some places are simply destinations. This one becomes part of your family's story.

35 Church Rd, Swanton

$147,000

1 Beds ⋅ 1 Baths ⋅ 5102018 MLS

Welcome to 36 Island Circle, where summers slow down and Lake Champlain becomes part of your everyday routine. One of the newest homes in Apple Island Resort, this 2023 seasonal home sits on a desirable end corner lot, offering a rare sense of privacy while keeping you moments from everything that makes this waterfront community so special. Start your mornings with coffee on the patio as the island wakes up around you. Spend the afternoon boating, golfing, swimming, or exploring the Champlain Islands, then come home to unwind beneath the new gazebo as the sun sets. Whether you're escaping for the weekend or settling in for the season, this home makes it easy to leave the busy world behind. Inside, the thoughtfully designed floor plan offers a bright, open living space with modern finishes and a comfortable, low-maintenance design that's ready to enjoy from day one. Nearly new and exceptionally well cared for, it's the kind of place where you can spend less time maintaining and more time making memories. Life at Apple Island Resort is about more than owning a home. It's about having your favorite summer destination waiting whenever you arrive. Residents enjoy exceptional amenities, including a swimming pool, hot tub, 9-hole golf course, marina, boat launch, and beautifully maintained grounds, all along the shores of Lake Champlain. Whether you've been searching for a seasonal home in Vermont, a Lake Champlain getaway, or a peaceful retreat in the Champlain Islands, 36 Island Circle offers an opportunity to embrace the lake lifestyle in one of Vermont's most sought-after seasonal communities. All that's missing is your next summer tradition.

36 Island Cir S, South Hero

$125,000

1 Beds ⋅ 1 Baths ⋅ 5101865 MLS

Affordable lake living! This classic one bedroom seasonal cottage has two Lake Champlain accesses and is ready for your immediate enjoyment! The cottage sits a generously sized .33 acre lot and boasts two west facing access points to go swimming, boating and take in the gorgeous sunsets! Offered at a very budget friendly price!

2322 W Shore Rd, Alburgh

$299,000

1 Beds ⋅ 1 Baths ⋅ 5100161 MLS

Affordable direct lakefront living. This cottage boasts 73' of direct west facing Lake Champlain frontage offering blazing sunsets. The cottage is nicely appointed and comes fully furnished for your immediate enjoyment or you can continue to profit from the strong rental business that's been established. Direct Lake Champlain frontage is hard to find at this price point. Schedule your showing today!

156 Lakewood Dr, Swanton

$249,900

1 Beds ⋅ 1 Baths ⋅ 5098137 MLS

Amazing spot directly on Lake Champlain featuring stunning sunsets!! Cute as a button! This cottage was built by the Amish in Pennsylvania and was moved to this elevated lot in 2002 featuring 100' of privately owned lakefront. The current owners made many improvements in 2024. The kitchen and bathroom were totally remodeled, upgraded flooring, new hot water heater, mini split and ceiling fan for air conditioning and heat, and replaced the patio bricks. There are 3 sets of slider doors giving plenty of light and views of the lake. If you want to rent it out there are no restrictions for short term rentals in Alburgh. Come and see your lakefront getaway!

107 Hunter Rd N, Alburgh

$65,000

1 Beds ⋅ 1 Baths ⋅ 5097511 MLS

Start making lifelong summer memories at Apple Island Resort on the shores of beautiful Lake Champlain! Whether you enjoy golfing, swimming, boating, fishing, arts and crafts, social gatherings, or simply relaxing by the water, this vibrant seasonal community offers something for everyone. Resort amenities include an 9-hole golf course, marina, in-ground pool, fitness center, general store, and a full calendar of daily recreational and social activities. This impeccably maintained 2005 Breckenridge Park Model is being sold fully furnished and equipped, making it truly move-in ready. Simply arrive, unpack, and begin enjoying the summer lifestyle you've been dreaming of. The spacious deck is perfect for soaking up the sunshine or enjoying outdoor meals beneath the large awning. Spend evenings grilling, gathering around the firepit, and sharing cocktails with friends and neighbors under the stars. Lovingly cared for by the current owners, the home has been thoughtfully updated with a new refrigerator, stove, washing machine, water heater, air conditioning, and skirting, providing comfort and peace of mind for years to come. Whether you're looking for a relaxing weekend retreat or a place to spend the entire summer, this turnkey cottage offers the perfect blend of comfort, convenience, and resort-style living. Your Lake Champlain summer begins the moment you're handed the keys!

17 Eagle Ln Unit 17, South Hero

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