Lake Winnipesaukee Homes under $1 million

Welcome to the enchanting shores of Lake Winnipesaukee, a true gem nestled in the heart of New Hampshire. Known for its crystal-clear waters and stunning mountain views, Lake Winnipesaukee is a haven for outdoor enthusiasts and those seeking a tranquil escape. Spanning over 72 square miles, this picturesque lake is surrounded by charming towns, vibrant communities, and a plethora of recreational activities that make it a sought-after destination for both residents and vacationers alike.

One of the most appealing aspects of this region is the availability of beautiful homes under $1 million. Whether you're looking for a cozy lakeside cottage, a modern family home, or a charming retreat, there are numerous options that fit your budget while still offering the quintessential lake living experience. Imagine waking up to serene sunrises over the water, enjoying summer days swimming and boating, and cozying up by the fireplace during chilly winter evenings.

The towns surrounding Lake Winnipesaukee, such as Meredith, Wolfeboro, and Alton, provide a rich blend of local culture, dining, and shopping. With an array of seasonal festivals and community events, you’ll find plenty of opportunities to connect with neighbors and immerse yourself in the vibrant lifestyle that this area has to offer.

If you’re ready to embrace the beauty of Lake Winnipesaukee and discover your dream home under $1 million, the time has never been better. Experience the magic of lakeside living and make this stunning region your own!

Newest Lake Winnipesaukee Homes under $1 million

$250,000

1 Beds ⋅ 2 Baths ⋅ 5112608 MLS

A 5-minute walk to Weirs Beach & Boardwalk. This property is turnkey, fully furnished, & ready for enjoyment. 4-season short-term rental opportunities with the association providing some appealing amenities for your guests. Being offered is unit #104-104A, consisting of 2 separate garden-level rooms that each come with a private terrace sitting area. Both rooms have been beautifully updated & are well-appointed. Unit 104 is currently set up as an owner's unit & offers a full kitchen with a dishwasher & stone countertops ideal for preparing meals or entertaining guests. A freshly renovated bathroom awaits, custom closet area for storage. Head over to the 2 queen bed unit which has also been renovated to include modern finishes. Another gorgeous bathroom & perfectly equipped kitchenette. Mini fridge, microwave, toaster oven, & kitchen tools for a comfortable guest stay. Many additional room amenities will be included to make for an easy transition to new ownership. Step outside to take in the sunrise and views of the lake while sipping your morning coffee. Even better, watch the Weirs Beach fireworks in the comfort of your property with cocktail in hand. Association amenities include a pool, hot tub, observation deck & lounge area, basketball/tennis court, and firepit. This property truly offers a unique opportunity for that Lakes Region getaway you have always wanted while helping to generate income for affordability.

375 Endicott N St Unit 104, Laconia

$559,000

3 Beds ⋅ 2 Baths ⋅ 5112605 MLS

Welcome to Colonial Hills at South Down Shores! This move-in-ready home offers the space, flexibility & amenities you've been looking for in one of the Lakes Region's most desirable gated waterfront communities. Featuring a first-floor primary bedroom with generous closet space, two additional bedrooms upstairs, plus a bonus room that functions perfectly as a 4th bedroom, there's room for family, guests, a home office or game room. The updated kitchen features granite countertops, stainless steel appliances, and a brand-new stove & microwave. The spacious living room offers a wood-burning fireplace with blower fan. A convenient first-floor pantry/laundry room includes the washer & dryer, while updated full bathrooms on both levels add to the home's appeal. No need to worry about high oil prices! Enjoy an updated, highly efficient propane Monitor heating system with electric heat as a backup. Outside, the oversized patio backs up to a wooded area, creating a private setting that's perfect for entertaining or relaxing. A 1-car oversized garage provides added convenience & storage. The unit is scheduled for a new roof in 2027 with no special assessment. For boating enthusiasts, there is a rare opportunity to purchase the family boat rack in a separate transaction. South Down Shores offers a private association beach & clubhouse, approximately 4,000 feet of shoreline along beautiful Paugus Bay, waterfront greenbelt, private boat club, tennis, pickleball & basketball courts, bocce, walking trails & more. Close to Gunstock Mountain Resort, BankNH Pavilion, Lakeport Opera House, The Colonial Theater, snowmobile trails, dining, shopping & everything the Lakes Region has to offer. Cruise the community by golf cart in summer, enjoy the lake & beaches, then trade your golf cart for snowshoes or skis in winter. A perfect year-round retreat! Showings begin 10/12. Open House 10/17.

11 Onstitution Way Unit C, Laconia

$550,000

3 Beds ⋅ 3 Baths ⋅ 5112498 MLS

Move-in ready detached condo in desirable Gilford! This beautifully updated 3-bedroom, 3-bath home offers style, comfort, and easy Lakes Region living. Beautiful hardwood floors flow throughout the main living areas, while all three bathrooms have been tastefully updated. The updated kitchen features granite countertops and newer appliances, making it both beautiful and functional. A charming office with pocket French doors provides a dedicated workspace, and the four-season sunroom offers a wonderful place to relax year-round. Step outside to the stone patio/porch and fire pit, perfect for enjoying summer evenings or entertaining guests. Additional highlights include an attached two-car garage, newer appliances, and wiring for a portable generator. Located in Gilford, this home also offers access to the beautiful Gilford Town Beach on Lake Winnipesaukee. With its extensive updates, inviting outdoor spaces, and fantastic Gilford location, this is truly a turn-key home that is ready to enjoy! OPEN HOUSE SUNDAY OCTOBER 4TH 11-1

2761 Lake Shore Rd Unit 37, Gilford

$549,000

5112381 MLS

Investment opportunity in one of Wolfeboro's most desirable neighborhoods! Just 2 miles from downtown Wolfeboro and Lake Winnipesaukee, this spacious 2 family home offers flexibility, income potential, and an unbeatable location near schools, shops, restaurants, and year-round outdoor recreation. Situated on a level, grassy lot surrounded by mature trees, the property features a private backyard, town water, and a 12' x 16' storage shed. A former 35' x 55' vegetable garden offers endless possibilities for gardening enthusiasts. The home offers approximately 2,824 square feet with 5 bedrooms and 2.5 baths, including a beautifully updated second-floor 2 bedroom apartment with a private entrance, making it ideal for rental income, multigenerational living, or owner occupancy. The first floor features 3 additional bedrooms and generous living space ready for your finishing touches. Recent improvements include all new windows in the second-floor apartment, a stunning pine V-groove and hemlock beam primary bedroom with walk in closet, hardwood and tile flooring, a newly remodeled second bedroom, updated bathroom/laundry area, new perimeter drainage around the foundation, and a mini-split system providing efficient heating and air conditioning. A wood stove and riding lawn mower will convey with the sale. The property is currently undergoing renovation and is being offered as is. Ongoing projects include flooring, drywall, painting, tile work, exterior improvements, and landscaping. The homeowner, a builder, plans to continue work until the property is sold. The kitchen presents an opportunity for customization, with a framed passthrough already in place for future counter seating. Whether you're looking for an investment property, an owner occupied income producer, or a spacious home in sought-after Wolfeboro, this property offers exceptional value and tremendous potential. Live in the finished apartment while completing the main living area, or enjoy immediate rent.

21 Waumbeck Rd, Wolfeboro

$950,000

3 Beds ⋅ 3 Baths ⋅ 5111843 MLS

Excellent location! Wonderful floor plan! Seasonal views of Lake Winnipesaukee! Welcome to 21 Pointe Sewall Road! This ranch-style home is located on a cul-de-sac in the sought-after Sewall Road neighborhood, offering all the conveniences of one-level living and easy access to downtown Wolfeboro and Lake Winnipesaukee. A covered brick patio adorns the front entrance of the home. This entrance leads to the eat-in kitchen with plenty of windows and a skylight providing abundant natural light. The heart of the home is the beautiful living room with cathedral ceilings and a large brick fireplace with propane insert. This room has wood floors, skylights, and sliding doors that open to a large deck with seasonal views of Wolfeboro Bay. The primary bedroom suite has tiled floors in the bathroom and a walk-in oversized shower. On the opposite side of the main living area are two additional bedrooms and a full bath. The laundry room is conveniently located just off the two-car garage. The walk-out lower level has additional living space that includes a bedroom, flex room, ¾ bath, and bar area. Ample storage is available in the tidy attic above the garage and in the basement as well.

21 Pointe Sewall Rd, Wolfeboro

$775,000

2 Beds ⋅ 1 Baths ⋅ 5111809 MLS

Escape to the timeless charm of island living on Lake Winnipesaukee. Set on Lockes Island in Gilford, this classic cottage pairs spectacular long-range views with crystal-clear water and inviting spaces for summer days at the lake. Arrive by boat at the large dock with breakwater, then settle onto the expansive porch that stretches across the front of the home. A brand-new outdoor kitchen with a pizza oven makes it easy to gather for meals by the water. Inside, oversized living room windows frame panoramic lake views. The kitchen has been partially updated with new appliances and cabinetry and is awaiting your finishing touches. A first-floor bedroom offers convenient access, while the large open area upstairs, provides room for family and guests. Just a short boat ride from the Gilford town docks, with resident parking and occasional day docking, the cottage also puts Weirs Beach and Meredith within easy reach for dining, shopping, and entertainment. Come make this island retreat your summer tradition. (the property has a four bedroom septic system, and architectural renderings have been completed for a new build providing potential for future expansion).

12 Lockes Is, Gilford

$649,000

2 Beds ⋅ 2 Baths ⋅ 5111798 MLS

Welcome lake lovers to this well appointed home situated just steps to the shores of Lake Winnipesaukee! There are 2 bedrooms and a bonus room along with 2 bathrooms. This property is the closest to the shared waterfront and includes all of the essentials for a memorable getaway. With 200ft of sandy beachfront facing southwest and your own permanently assigned boat slip you'll have the best view to enjoy colorful sunsets and sunny days at this park-like setting. Built in 2014 on a concrete slab and offering one-level living, luxury features include plank flooring, treks decking, central air and an eat-in kitchen. You'll have all of the comforts of home here with the sounds of the waves and a cool breeze blowing off of the lake. Whether you're indoors or out, this home was designed for relaxation; from the screened-in porch to the landscaped fire-pit, you'll make memories that last a lifetime. This property has a seasonal water supply, the road is plowed year-round and there is heat. There are only 25 owners in total that share the 8 acre waterfront parcels.

9 Barvel Whang Rd, Tuftonboro

$467,000

3 Beds ⋅ 2 Baths ⋅ 5111791 MLS

Set on a 0.37-acre corner lot in a convenient Meredith location, 34 Cataldo Road is an exceptionally well-maintained, one-owner three-bedroom, two-bath ranch offering 1,632 square feet of comfortable living space. Fresh paint, new carpeting, updated laminate flooring, a lifetime metal roof, and town water and sewer make this home truly move-in ready. The bright main level features an open, easy-flowing layout with an inviting living room and spacious eat-in kitchen. Enjoy generous cabinet and counter space, stainless appliances, a breakfast bar, and a large pantry for additional storage. All three bedrooms offer natural light and ample closet space, while the full bath includes convenient built-in shelving. The finished lower level adds impressive flexibility with a spacious family/media room, beverage area, three-quarter bath, laundry, mudroom, and additional storage. An unfinished portion of the lower level provides excellent workshop or hobby space and offers the potential to create a one-car garage. Outside, enjoy a peaceful wooded setting with established landscaping, a porch for relaxing or grilling, and a level backyard with a fire pit perfect for gathering with family and friends. The combination of indoor and outdoor space makes this home well suited for both everyday living and entertaining. Located close to downtown Meredith and Lake Winnipesaukee, you’ll have easy access to shopping, dining, boating, beaches, and four-season recreation. Lovingly cared for by its original owner, this Meredith home is ready for its next chapter. Listing agent is related to the seller.

34 Cataldo Rd, Meredith

$599,900

3 Beds ⋅ 3 Baths ⋅ 5111749 MLS

Prime Center Harbor Location! Enjoy the best of the Lakes Region from this well-maintained three-bedroom Cape, ideally situated near to downtown Meredith, Waukewan Golf Course, the town beach on Lake Winnipesaukee, the Chamberlain Reynolds trails and Squam Lake. Restaurants, shopping, and year-round recreation are all just minutes away. Inside, the thoughtful floor plan begins with a spacious mudroom offering direct access to the oversized two-car garage, perfect for all four seasons and storing all your outdoor gear. The dining area has a large slider that opens to the spacious rear deck, creating an easy connection to outdoor living. The adjoining kitchen has been nicely updated with new cabinetry, granite countertops, updated appliances, and a farmhouse-style sink. The sun-filled living room provides a comfortable gathering space and features a wood-burning fireplace, perfect for cozy New Hampshire evenings. The first-floor primary suite includes a full bath, while an additional half bath and laundry complete the main level. Upstairs, you'll find two generously sized bedrooms with new bamboo flooring, along with a full bath. Outside, enjoy the privacy of a cul-de-sac setting on a paved private road, with flower boxes, raised garden beds, and plenty of space to relax and entertain. It’s the perfect setting to enjoy the beauty and four-season lifestyle of the Lakes Region. With its convenient location, inviting floor plan, and thoughtful updates, this Center Harbor home is an ideal choice for year-round living or a relaxing Lakes Region getaway.

23 Tufts Ln, Center Harbor

$599,950

3 Beds ⋅ 2 Baths ⋅ 5111634 MLS

Few homes in the Lakes Region own a view like this one. From its hillside setting in Gunstock Acres, this four-season home looks out over the Broads of Lake Winnipesaukee, the islands, the White Mountains, and the Gunstock ski trails, with surises that stop the conversation on the deck. Inside, an open kitchen, dining, and living area with a wood stove opens to a wrap-around deck that runs nearly 150 feet around the home, letting you enjoy the view throughout the day. The kitchen and baths have been updated with granite, cabinetry, appliances, and tile floors. A bedroom and full bath complete the main level. Upstairs, a sitting area with a second wood stove connects two additional bedrooms, each with its own slider to the upper deck and a front-row seat to sepectacular views. With three bedrooms, two full baths, and comfortable four-season living, this home is ready to enjoy year-round. Gunstock Acres ownership includes deeded access to a gated 500-foot private beach on Lake Winnipesaukee with mooring potential and a day dock, plus tennis. Gunstock Mountain Resort is minutes up the road, with nearby hiking in the Belknap Range and easy access to Ellacoya State Park, golf, and Laconia. Whether you're looking for a full-time home, weekend getaway, or rental opportunity, the view is what people will remember. Come see it in person, because photographs simply can't capture a view like this. AirBnB history. Comes fully firnished less personal items.

23 Trail View Dr, Gilford

$549,000

3 Beds ⋅ 2 Baths ⋅ 5111607 MLS

Tucked away in a peaceful Moultonborough setting, this split ranch offers the privacy, beautiful yard and lake access you have been looking for. Take a short walk to a gorgeous private sandy beach on Lake Winnipesaukee, then come home to a quiet place to relax and enjoy the outdoors. The home offers three rooms currently used as bedrooms, plus additional space in the lower level with plenty of possibilities. Whether you are looking for a year round home or a Lakes Region getaway, this is a wonderful spot to enjoy the lake lifestyle with Moultonborough’s low tax rate.

15 Orton Ln, Moultonborough

$669,000

3 Beds ⋅ 2 Baths ⋅ 5111578 MLS

Life on The Island starts here. Tucked into the sought after West Point community on Long Island in Moultonborough, this year round Cape offers something that almost never comes available, a genuine Lake Winnipesaukee water access lifestyle without the waterfront price tag. A short walk brings you to the association's shared private beach, where summer days stretch long and the boats wait just offshore. Inside, the home is bright and comfortable. A propane fireplace warms the living space, and a mini split heat pump keeps the main level efficient year round. The original porch is now a four season sunroom with its own mini split, and a 12x18 deck extends your living space into the trees, a nice spot for morning coffee or evenings after a day on the water. A first floor bedroom adds flexibility, and the main bath features a MAAX steam shower. For anyone with toys, the standout 30x30 garage is the showstopper. Tall nine foot doors and extra headroom easily fit large boats with canopies, and the semicircular drive plus a prepared graveled area give ample room for overflow, trailer, or RV parking. There is even potential to convert the space into additional living quarters down the road for seasonal rental income. The West Point association delivers the full lake community experience. You will find a shared sandy beach, boat slips and moorings by seniority, tennis, pickleball, basketball, volleyball, a playground, parking, and an on site trash station for household trash. Launch your boat from the town ramp just down the road, and enjoy some of the darkest skies around, where the Milky Way lights up the lake each night. Public water is stubbed to the foundation and capped if you ever prefer it over the private well. All of this sits in Moultonborough NH, one of the state's lowest tax towns. Come see why life on The Island is unlike anywhere else on Lake Winnipesaukee!

34 Tall Pine Rd, Moultonborough

Start Your Search

board logo Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated .