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Mortgage Preapproval

Mortgage Pre-Approval

Every lender handles mortgage approvals differently and many lenders use the terms 'prequalification' and 'preapproval' interchangeably, so it's important to understand each lender requirements. In Addition,

A prequalification or preapproval helps you (and a seller) estimate what you can afford. Pre-qualifications are often estimates that rely on self-reported information, while pre-approvals go more in depth by pulling credit scores, taxes, and other important information. 

In a competitive market, you always want to get pre-approved or pre-qualified before you begin touring homes. Being prepared with a pre-approval letter allows you to put in offers wuickly and shows the sellers you are serious, and that a bank has deemed you financially able.

So, who to call when you need a mortgage? The options seem endless. Over the years, we have worked with many different lenders that offer the same high level of personalized service that we do. And, integrity counts.

Contact one of our agents for a great lender.

 

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